Hail Damage Hail Damage Roof

Fortunately most basic homeowners insurance policies cover structural property damage from hazardslike hail.

Hail damage hail damage roof.

Shingles can react differently when struck by hail. Hail damage is one of the most common claims on homeowners insurance. If hail damage is allowing water to pass through your roofing system then this is a performance issue and should be fixed as soon as possible to help prevent serious water damage to your home. Second layer shingles are more susceptible to damage than first layer shingles because the surface directly underlying the shingle is less supportive than dense wood.

It accounts for nearly 70 percentof insured property losses from severe storms every year. Some aggregate has been knocked off of the shingles which means the part underneath won t have as much. First you should know your enemy. May be evident as the loss of metal coatings by hail scouring dents in metal roofing dents in wood shingles or shakes or broken clay or concrete tile roof coverings.

Vehicles left outside aluminum siding asphalt shingles and the gutters along the roof can all be negatively affected by hail. When a hail storm hits your property it can cause roof hail damage or the covering of your building s as well as other property. Roofs with multiple shingle layers may be damaged by smaller hail stones due to a softer support surface directly under the top shingle layer. For most roofs that experience hail damage the consequence is a shorter life for the roof.

Hail damage can either be functional or cosmetic in nature. If hail damage has caused granule loss on your roof shingles it could also affect the performance of the shingle in addition to the aesthetics. Gutters are also susceptible to hail damage. Hail damaged metal roofing tile roofing wood shingle or shake roofs.

Because seamless gutters are frequently feature aluminum or copper construction the signs of hail damage include telltale denting. It is important to know the different effects of the damage to properly identify whether or not you have roof damage from hail. If your roof contains one layer of common asphalt shingles it usually takes a 1 or above diameter hail stone to cause damage roof hail damage. Hail is a powerful force of nature that can even damage roofs made with concrete tiles if the stones are large enough and wind speeds are high.