Hail Damage Siding Replacement

While your homeowners insurance replaces siding damage from specific types of losses it only covers the parts of your home that are damaged which can be a bigger deal than.

Hail damage siding replacement.

My client s house was damaged by hail the siding is no longer made and can t be matched. Aluminum hail damage tends to be easier to spot but any material can show chipped paint spots from hail. It is a matter of. When damage caused by fire smoke water hail or other causes results in a small portion of a home or building being damaged e g shingles siding carpet cabinets etc whether and when a carrier must replace non damaged portions of a building in order for there to be a perfect match remains a point of contention.

Often the damage occurs to one side of a home s exterior leaving homeowners with the problem of matching replacement siding to the color and material of existing siding. Excerpted from independent insurance agents of iowa iowa agent newsletter june 23 2014. According to the national oceanic and atmospheric administration noaa there was a total of 4 611 hail storms in the united states during the year 2018 with 2019 ending on a higher number as of year end more than 5 396 hail events were recorded although most people think that property and roof damage only occur in rare instances with larger than average hailstones even the smallest. To make it a little bit easier to check out you can spray the siding with a hose.

Indicators of hail damage include holes in vinyl siding or dents in aluminum siding two of the most common materials used on the exterior of homes. How should this loss be settled. Although this type of siding has many benefits one of the major problems is it is prone to dent. A storm with strong winds flying debris or hail can cause siding to become dented cracked broken or even to be ripped off the house completely.

Dents to metal siding can be caused by hailstones or it can be caused by what is called mechanical means. How to spot hail damage on aluminum siding. Siding is designed to be durable and long lasting but it can become damaged in some circumstances. For instance if the vinyl or metal siding of your home experiences wind damage or tornado damage finding replacement siding that s an exact match can be difficult.

From the 1950 s to the mid 1980 s aluminum siding was a popular exterior home cladding. Another way to spot hail damage is to look for chipped paint. The water on the siding will reflect any damage that is present.